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太原个体户经营贷资料:本地准备清单

  • 2026-05-19 18:59:27
太原个体户经营贷资料:本地准备清单
在太原做个体户，想办经营贷，资料没准备好，跑十次银行都没用。我给你一份山西本地能用的清单。

一、太原个体户经营贷必备资料

1. 基础证件

身份证、户口本、结婚证（如有）
营业执照（真实经营、满一定时间）

2. 经营证明

租赁合同、门面照片、经营现场照片
进货单、销售单、收据等（证明真实做生意）

3. 财力证明

银行卡流水、收款码流水
纳税证明（有就更好）

4. 征信相关

本人征信良好，无当前逾期
无过多小贷、无严重违规

5. 贷款用途

进货、装修、扩店、设备采购等真实用途

二、注意

空壳执照、无真实经营、无流水，在山西基本批不下来。

三、案例

山西一个体户资料不全，第一次被拒。补齐租赁合同、流水、现场照片，第二次顺利通过。

四、互动

你是个体户吗？最缺的是哪份资料？
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  1. CONNECT:[ UseTime:0.000468s ] mysql:host=127.0.0.1;port=3306;dbname=h460;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000780s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000355s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000314s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000676s ]
  6. SELECT * FROM `set` [ RunTime:0.000278s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000735s ]
  8. SELECT * FROM `article` WHERE `id` = 503947 LIMIT 1 [ RunTime:0.003391s ]
  9. UPDATE `article` SET `lasttime` = 1779626038 WHERE `id` = 503947 [ RunTime:0.000882s ]
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0.127342s